Sage Hill Advisory & Management


	We know that our clients’ concerns go well beyond the financial and technical. Phil Toffel, CEO

	We have come to think of Sage Hill as the trusted guardian of our financial well being. They have proven to us that they have the knowledge and experience necessary to preserve and protect our hard-earned wealth. They have impressed us with their willingness to spend a lot of time getting to know us. We value their financial management skills and like them as the smart, caring, thoughtful people they are. They obviously love their work and we love the individual attention they give us. You can’t put a price on this. We consider our decision to move our account to Sage Hill as one of the smartest things we have ever done. Dennis & Nancy Z. Retired Senior Corporate Executive of a Major Financial Services Company


	Sage Hill Advisory & Management Helps You Create the Life You Want to Have Sage Hill has built strong and lasting client relationships on trust - on the sure knowledge among our clients that we will always offer independent and unbiased advice; on the clear understanding that we will deliver on our commitments. We develop and maintain this trust by conducting our business with honesty, sincerity and integrity and by making the best interests of each client our first priority. Our Promise To be entrusted with the management of a client's wealth is a great privilege and a great responsibility. We seek to honor your commitment to us by providing the service, stability, and performance that our clients both expect and deserve. In every aspect of our operations - from the money management firms we hire for our client portfolios, to the strategic relationships that we build, to the people in our organization - our singular focus is on quality. Our Approach We serve as friend and counselor to our clients and their families. Our advice is not based purely on the numbers. Your goals, family values, financial philosophy, family relationships, and traditions are all integral and vital elements towards making sure your financial and social capital is used to create the life you want to have. When an opportunity comes your way or a dilemma is placed in front of you, we are here to guide and help you make the best decision.



	Most of all, we ask you questions. A lot of questions. How confident are you that your plan is maximizing the tax strategy you established with your advisors? Has your family established a family mission statement? Do you believe your children will develop more positive values if you do not leave them significant wealth? How would your family react if you told them you were planning to make a substantial donation to charity? Do you have a thorough understanding of what your insurance contracts and investment instruments are designed to do for you and your family? More Questions


Sage Hill Advisory & Management \| 18 Division Street, Suite 303B \| Saratoga Springs, New York 12866 Phone: 518.871.1214 Fax: 518.871.1028